The state of Texas requires all drivers to prove financial responsibility for any accidents they may cause. For many, that means purchasing liability insurance.
Texas Motorcycle Insurance Requirements
In an effort to decrease the number of uninsured Texas drivers, state lawmakers have set required minimum amounts of liability insurance. So, if you want to drive in this state, you must have a motorcycle insuranc policy that includes liability coverage in at least the following amounts:
- $60,000 bodily injury coverage total per accident
- $25,000 property damage coverage per accident
- $30,000 bodily injury coverage for each injured person in an accident
As you are getting your motorcycle insurance quotes, consider that the coverage amounts listed above are only minimums; there is no maximum. It's often a good idea to get more coverage or protect yourself with different types of insurance. Check out all the various types of insurance coverage to make sure you get the policy that will work best for you.
Penalties for Failure to Maintain Financial Responsibility
If you fail to maintain minimum insurance coverage, you can face penalties including:
- Fines.
- Driver's license suspensions.
- Motorcycle impoundment.